Always report a claim to RBS immediately.

• Take photographs of personal possessions and retain purchase invoices. (Always handy when proving your loss).
  
  
• Did you know there are lock-up devices to secure your PC/File Server?
  
  
• We can extend your existing policies to include Personal Accident for your domestic, including treatment for accidental contact with HIV.
  
  
• Make sure the Sum Insured of your Household Contents is sufficient to ensure new replacement of your Household Goods. This will prevent average applying in the event of a claim.
  
  
• It is useful to retain purchase invoices of assets, which may be required in the event of a claim.
  
  
• Don’t take unnecessary Risk. It will endanger your business irrespectively.
  
  
• Focus on insuring your computer correctly; this is becoming a target for theft syndicates.
  
  
• Ensure your systems are backed up properly. You do not want to learn the hard way.
  
  
• Did you know there are more cost effective ways to re-structure your cover?
  
  
• If your cover is placed on a collective basis, you can have access to higher limits.
  
  
• Manage claims more effectively. Lower claims statistics results in reduced premiums.
  
  
• Remember to specifically insure your car radio.
  
  
• Advise us of any extras that you may add to your vehicle (towbar, bull-bar etc.).
  
  
• Never leave valuables on display in your car. Lock them in your boot.
  
  
• Make use of our Contents Questionnaire to ensure that you are adequately insured.
  
  
• Jewellery with a value in excess of R2 000.00 should be valued every two years.

(Ask us for assistance).