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home / insurance risk services / hints and tips |
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Always report a claim to RBS Katz Breskal immediately.
- Take photographs of personal possessions and retain purchase invoices. (Always handy when proving your loss).
- Did you know there are lock-up devices to secure your PC/File Server?
- We can extend your existing policies to include Personal Accident for your domestic, including treatment for accidental contact with HIV.
- Make sure the Sum Insured of your Household Contents is sufficient to ensure new replacement of your Household Goods. This will prevent average applying in the event of a claim.
- It is useful to retain purchase invoices of assets, which may be required in the event of a claim.
- Don’t take unnecessary Risk. It will endanger your business irrespectively.
- Focus on insuring your computer correctly; this is becoming a target for theft syndicates.
- Ensure your systems are backed up properly. You do not want to learn the hard way.
- Did you know there are more cost effective ways to re-structure your cover?
- If your cover is placed on a collective basis, you can have access to higher limits.
- Manage claims more effectively. Lower claims statistics results in reduced premiums.
- Remember to specifically insure your car radio.
- Advise us of any extras that you may add to your vehicle (towbar, bull-bar etc.).
- Never leave valuables on display in your car. Lock them in your boot.
- Make use of our Contents Questionnaire to ensure that you are adequately insured.
- Jewellery with a value in excess of R2 000.00 should be valued every two years.
(Ask us for assistance). |
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