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- Can anyone become a member of a medical aid scheme?
If you can afford the monthly premium, then, definitely. Medical aid schemes are not allowed to reject any applicants but there may be a waiting period when you first apply.
- Does cover start immediately?
There is usually a three-month waiting period but, if you change from one medical aid scheme to another with no break in cover, then your coverage is continuous.
- Does my employer have to contribute towards my medical aid?
No, your employer is not forced to do so by law but some employers do contribute a percentage.
- What is a medical savings account?
Your day-to-day medicines and doctor’s visits are taken out of your savings account, i.e. out of hospital expenses.
- What is a comprehensive plan?
A comprehensive plan covers your medical savings, in-hospital expenses and chronic medication. It also usually has the highest level of benefits.
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